3 Tips for Using Afterpay at Macy’s Like a Pro

Robert Turner By Robert Turner
8 Min Read
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Hey there! 🛍️ You know that cool thing called ‘Buy Now, Pay Later’? It’s like magic for shoppers. It means you can grab that expensive thing you’ve been eyeing without draining your entire wallet in one go. Services like Afterpay make it super easy!

Now, if you’re like me, you might be thinking, “I love shopping at Macy’s. They have so much cool stuff. But can I use Afterpay there?” Guess what? I’ve done some digging, and here’s what I discovered about Macy’s and Afterpay. Let’s dive in!

Does Macy’s Accept Afterpay in 2022?

Good news for all you shopaholics! As of 2022, Macy’s is totally on board with Afterpay. That means you can pick out what you want, either in-store or online, and instead of paying the whole amount up front, you can split it into four equal payments. And the best part? There’s no extra cost – no interest or fees! Just make a payment every two weeks, and you’re good to go. Just choose Afterpay when you’re checking out, and you’re all set.

Are you wondering exactly how Afterpay works at Macy’s? Want to know the ins and outs of using it? No worries – I’ve got you covered! Let’s keep going and I’ll spill all the details.

How AfterPay works at Macy’s

Alright, let’s break it down! Afterpay is kind of like your shopping buddy. Instead of you paying everything at once, it says, “Hey, let’s split this into four easy parts.” And just like that, your purchase amount is divided into four smaller payments. The best part? These payments get automatically taken from your credit or debit card. It’s like setting up a mini-payment plan for yourself!

If you’re at a Macy’s store, it’s super simple. Just ask one of the helpful staff members, “Do you guys accept Afterpay here?” And if they say yes, when it’s time to pay, choose Afterpay as your payment method. Easy peasy!

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But, there’s more to the story. Want to know how to continue using Afterpay at Macy’s? Stick around, and I’ll tell you more!

How to Use Afterpay at Macy’s store?

Ready to make the most out of Afterpay at Macy’s? Let’s walk through it together.

  • Fill Up Your Bag! 🛍️
    Start by picking out your favorite items and tossing them into your shopping bag. Whether it’s that fancy dress, those sleek shoes, or that stunning necklace – grab whatever catches your eye.
  • Head to Checkout
    Once you’ve got everything you want, start the checkout process. You know the drill!
  • Choose “Afterpay”
    You’ll see various payment options when checking out. All you’ve got to do is select “Afterpay.” It’s like telling Macy’s, “I got a cool payment plan!”
  • Your Payment Schedule
    After you select Afterpay, they’ll ask for your shipping details. Once you provide that, Afterpay will show you a super clear payment schedule. It’s like having a mini-calendar for your payments!
  • A Tiny Heads-Up! ⚠️
    This part is super important: always make sure you can make those payments on the set dates. If you miss a payment or delay it, there could be some pesky late fees. We don’t want that!

How do I Shop Online with Afterpay at Macy’s?

Hey there, online shopping enthusiast! 🖥️🛍️ Are you curious about how to use Afterpay at Macy’s while shopping from the comfort of your home? Let’s break it down step by step.

  • Get to Know Afterpay
    Afterpay is this super cool way to shop now and pay later. Instead of paying the full amount all at once, you can break it down into bite-sized chunks. Perfect, right?
  • Set Up Your Afterpay Account
    Before you can use Afterpay at Macy’s, you’ll need to create an account. It’s super easy – just provide your details and set up your payment information.
  • Shopping Time!
    Once you get the green light from Afterpay, head over to Macy’s website and fill your virtual cart with all your favorites.
  • Choose Afterpay at Checkout
    Ready to pay? At the checkout page, just pick “Afterpay” from the list of payment options. It’s like telling your cart, “I’ve got a plan!”
  • Which Cards Work?
    Macy’s is pretty flexible. They accept most of the big-name credit and debit cards, especially if they have the Visa or Mastercard logo on them. If you’re scratching your head wondering if your card will work, give your bank a quick call. They’ll let you know.
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Can I Buy Macy’s Gift Cards using Afterpay?

Ever thought about getting a Macy’s gift card for a friend, family member, or even for yourself? What if I told you there’s a way to grab one without paying the full amount all at once? Yup, that’s right! Thanks to Afterpay, you can do just that.

  • Gift Cards and Afterpay? Totally!
    Good news! Macy’s lets you buy gift cards using Afterpay. Whether you’re shopping from your couch on the Macy’s website or you’re in the store surrounded by all those cool displays, Afterpay’s got your back.
  • How Afterpay Works with Gift Cards
    It’s simple. When you choose Afterpay, you break down the gift card amount into four super manageable payments. And guess what? No extra interest to worry about!
  • A Few Little Rules 📜
    Just a couple of things to keep in mind: To use Afterpay, you gotta be 18 or older. And you’ll need a valid debit or credit card. So, if you’re a teen eager to surprise someone with a gift card, you might need to ask an adult for some help with this one.


Macy’s and Afterpay are like two buddies working together to make your shopping dreams come true. When you’re ready to checkout at Macy’s, either online or in-store, you’ll find Afterpay waiting there as an option.

Here’s the cool part: Instead of paying everything right away, Afterpay lets you divide your purchase into four smaller payments. It’s like turning one big leap into four smaller steps! And these steps? You take them every two weeks.

The cherry on top? You won’t be charged any interest. It’s all about making shopping more flexible and friendly for you.

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So, next time you’re eyeing something at Macy’s, remember you’ve got Afterpay by your side to make things easier. Happy shopping, pals!

Frequently Asked Questions

1. Does Macy's accept Afterpay as a payment option?

Yes, Macy's does accept Afterpay as a payment option. This means that you can make a purchase at Macy's and split the cost into four interest-free payments that are due every two weeks.

2. How do I use Afterpay at Macy's?

To use Afterpay at Macy's, simply add items to your shopping bag and proceed to checkout. Select Afterpay as your payment method and create an account if you don't already have one. Afterpay will then split your purchase into four payments that will be automatically deducted from your account every two weeks.

3. Can I use Afterpay on all Macy's purchases?

Afterpay can be used on most, but not all, purchases at Macy's. Some exclusions may apply, such as purchases made with gift cards or store credit. Additionally, some items may be ineligible for Afterpay depending on their price and availability.

4. What if I can't make a payment on time?

If you can't make a payment on time, Afterpay may charge a late fee. It's important to make your payments on time to avoid any additional charges. If you're having trouble making a payment, you can contact Afterpay's customer service for assistance.

5. Is there a limit to how much I can spend with Afterpay at Macy's?

Afterpay sets spending limits based on a number of factors, such as your payment history and the items you're purchasing. You may not be able to use Afterpay for certain high-priced items or purchases that exceed your spending limit. If you're unsure whether your purchase is eligible for Afterpay, contact Macy's customer service for assistance.

6. Can I return items purchased with Afterpay?

Yes, you can return items purchased with Afterpay. If you return an item, the amount you paid with Afterpay will be refunded to your Afterpay account. You'll then be able to use that credit towards future purchases, or Afterpay will refund the credit to your original payment method.
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Meet Robert, a seasoned tech blogger and copywriting maestro. With an innate passion for all things tech, Robert's expertise shines through his exceptional articles on Tech, Android, Windows, Internet, Social Media, Gadgets, and Reviews. His captivating writing style and deep knowledge make him a trusted source for the latest insights in the ever-evolving tech landscape.
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